You Already Have a Buyer
The buyer may be a relative, neighbor, tenant, investor or another party familiar with the property.
FLORIDA FOR SALE BY OWNER SUPPORT
Selling Your Home Without a REALTOR®?
You do not have to manage the closing process alone.
Whether you already have a buyer or are preparing to market your property, The Closing Agent provides the title, escrow and settlement services needed to move your Florida For Sale By Owner transaction from contract to closing.
Already under contract? Send us the signed agreement so we can begin the title and closing process.
PROFESSIONAL SUPPORT FOR A PRIVATE SALE
Manage the Sale Yourself Without Handling the Closing Yourself
Selling a property without a traditional listing agent can provide greater control and may reduce certain sales expenses. It also places more responsibility on the seller to coordinate the contract, disclosures, title work, deadlines, payoff information and closing.
The Closing Agent does not list or market your property. We serve as the title insurance agency, escrow holder when designated, and settlement company responsible for coordinating the transfer of ownership.
Our role is to help ensure the transaction is handled accurately, securely and in accordance with the signed agreement.
IS A PRIVATE SALE RIGHT FOR YOU?
Common Reasons Owners Choose FSBO
A For Sale By Owner transaction may be practical when the seller is comfortable managing the sale or has already identified a buyer.
You Want Greater Control
You prefer to communicate and negotiate directly with prospective buyers.
You Are Selling to Family
Private transfers between relatives still require careful title, document and closing coordination.
You Own an Investment Property
Experienced owners may already understand the market and have direct access to potential buyers.
You Want to Limit Commissions
Some sellers choose FSBO to avoid or reduce a traditional listing commission.
You Need Closing Support
You are comfortable managing the sale but want professionals to handle title, escrow and settlement.
WHAT THE CLOSING AGENT HANDLES
Your Title, Escrow and Settlement Partner
Once the transaction is opened, our team coordinates the closing requirements established by the contract, title examination, lender and other transaction circumstances.
Title Search
We examine public records to identify ownership, liens, mortgages, judgments and other matters affecting title.
Title Clearance
We coordinate the documents, payoffs and corrective items needed to satisfy applicable title requirements.
Escrow Services
When designated in the agreement, we receive and safeguard the earnest money deposit under the applicable escrow terms.
Closing Coordination
We communicate with the parties, lender and professionals involved to help keep the transaction moving toward closing.
Settlement Statements
We prepare the closing figures, prorations, charges, credits, payoffs and anticipated seller proceeds.
Document Preparation
We prepare the customary title and settlement documents within the scope of our role in the transaction.
Closing and Funding
We coordinate signing, confirm required funds and disburse the transaction after all closing conditions are satisfied.
Recording and Title Insurance
We submit applicable documents for recording and issue the title insurance policies after closing requirements are completed.
FROM AGREEMENT TO OWNERSHIP
How the FSBO Closing Process Works
The exact steps vary by transaction, but most private sales follow this general path.
Reach an Agreement
The buyer and seller agree on the purchase price, terms, deposits, deadlines and closing arrangements.
Sign the Contract
The parties sign a written purchase and sale agreement that establishes the terms of the transaction.
Open the Closing
Send the signed contract and contact information to The Closing Agent so title and settlement work can begin.
Complete Due Diligence
The buyer arranges inspections, financing, surveys and other reviews required or permitted by the agreement.
Clear Title and Finalize Figures
We address title requirements, obtain payoffs and prepare the final settlement information.
Sign, Fund and Record
Documents are executed, funds are received and disbursed, and the deed is submitted for recording.
BEFORE YOU FIND A BUYER
Prepare the Property and the Transaction
Sellers who prepare early are better positioned to answer buyer questions, evaluate offers and avoid preventable closing delays.
Before marketing the property, consider gathering the records and information a buyer or closing team may request.
Explore FSBO ResourcesSeller Preparation Checklist
- Review your mortgage and estimated payoff
- Gather prior surveys and title-policy documents
- Review association or condominium requirements
- Identify known property or title concerns
- Estimate closing expenses and anticipated proceeds
- Prepare applicable seller disclosures
- Determine how you will market and show the property
- Decide whether professional legal or brokerage help is needed
MORE THAN A CLOSING COMPANY
Start With Us When You Need Another Real Estate Resource
A private sale may require services outside the role of a title insurance agency and settlement company.
Our team regularly works with trusted professionals throughout the Florida real estate community. When you need additional assistance, we can help identify an appropriate type of provider.
Consumers remain free to choose any professional or service provider.
Real Estate Professionals
Local REALTORS® who can assist with pricing, marketing, showings and negotiations.
Home-Selling Platforms
Technology and flat-fee listing options that may help expand a seller’s marketing reach.
Mortgage Professionals
Trusted financing resources for buyers who have not yet selected a lender.
Surveyors and Inspectors
Independent professionals who can evaluate property boundaries, improvements and physical condition.
Legal Support
Independent legal advice for contract drafting, representation or transaction-specific legal concerns.
Other Property Services
Connections to professionals who may assist with repairs, associations, insurance or other real estate needs.
WHEN YOUR SELLING STRATEGY CHANGES
Deciding You Want a REALTOR® Is Not a Failure
Some owners begin the process intending to sell independently and later decide that professional marketing, pricing guidance or negotiation support would be valuable.
If your needs change, The Closing Agent can help connect you with an experienced local real estate professional suited to your property, market and objectives.
Our goal is not simply to process a closing. It is to help you reach a successful real estate outcome.
Request a REALTOR® IntroductionWHEN LEGAL ADVICE IS NEEDED
Independent Legal Services Are Available Separately
The Closing Agent is a title insurance agency and settlement company, not a law firm. We do not represent either party or provide legal advice through our title and closing services.
When a seller or buyer needs contract drafting, legal advice or representation, we may help facilitate an introduction to Barry Miller Law, a separate Florida law firm with which we work regularly, or the consumer may select another attorney.
Legal services are provided under a separate engagement and attorney-client relationship.
Visit Barry Miller LawContract Preparation
Assistance preparing or revising a purchase agreement for a private transaction.
Seller Representation
Independent legal advice regarding the seller’s rights, responsibilities and transaction terms.
Buyer Representation
Separate legal representation for buyers who want contract and transaction guidance.
Complex Property Issues
Assistance with estates, disputes, ownership questions or other legal matters outside ordinary title processing.
FSBO SELLER TOOLKIT
Resources for Planning Your Sale
Use these resources to understand costs, title insurance, security and the steps that follow an accepted offer.
SELLER PREPARATION
Complimentary Title Search Program
Learn about the preliminary title-search program available to eligible sellers who close with The Closing Agent.
Review Eligibility → ESTIMATE EXPENSESClosing Cost Calculator
Prepare a preliminary estimate of Florida title and closing expenses.
Calculate Costs → UNDERSTAND COSTSSeller Closing Costs
Review common seller expenses, taxes, title charges, payoffs and negotiated credits.
Review Seller Costs → NEXT STEPSAfter Accepting an Offer
Understand what happens after the agreement is signed and the closing file is opened.
View the Closing Timeline → PROTECT OWNERSHIPFlorida Title Insurance Explained
Learn how title searches and title insurance protect ownership interests.
Learn About Title Insurance → PROTECT YOUR MONEYWire Fraud Protection
Review essential steps for verifying instructions and protecting closing funds.
Review Security Guidance →FREQUENTLY ASKED QUESTIONS
Florida FSBO Closing Questions
Can I sell my Florida home without a REALTOR®?
Florida property owners may sell without hiring a listing agent. The seller remains responsible for managing the sale and complying with applicable contractual, disclosure and legal requirements.
Do I still need a title and closing company?
A professional title and settlement company coordinates the title search, escrow, closing figures, documents, funding, recording and title insurance needed to complete the transfer.
Can The Closing Agent prepare my sales contract?
The Closing Agent does not provide legal advice or legal representation. Contract drafting and transaction-specific legal advice must be provided separately by an attorney.
Can the buyer have a real estate agent?
Yes. A buyer may be represented by a real estate professional even when the seller is not using a listing agent. Any commission or compensation obligation should be clearly addressed in the signed agreement.
Who holds the earnest money deposit?
The contract should identify the escrow holder and deposit deadline. The Closing Agent can hold escrow when properly designated and when the applicable deposit instructions are followed.
Who pays for the owner’s title insurance policy?
Payment customs vary by Florida county and the terms are negotiable. The purchase agreement should clearly identify which party selects the title company and pays the applicable title charges.
Can you help me if I do not yet have a buyer?
We can provide educational closing resources and help connect you with independent real estate professionals or home-selling platforms. We do not list, price, advertise or show properties.
Can I close remotely?
Remote Online Notarization, mobile signing or other alternatives may be available depending on the documents, lender requirements, parties and transaction circumstances.
READY TO MOVE FORWARD?
Let’s Make Your Florida FSBO Closing a Success
Send us your signed agreement or contact our team to discuss the next steps for title, escrow and settlement.
Important Information
The Closing Agent is a Florida title insurance agency and settlement company. We do not act as a real estate brokerage, provide property valuations, market property, negotiate sales terms on behalf of a party or provide legal, tax, financial or lending advice.
Legal services, when requested and accepted, are provided separately by Barry Miller Law or another attorney selected by the consumer. Real estate brokerage, mortgage, inspection, survey and other third-party services are provided independently by the selected professional.
References or introductions to third-party professionals are offered for convenience. Consumers remain free to select any qualified provider, and The Closing Agent does not guarantee a provider’s services or results.
Complimentary title-search programs, estimated closing costs and online calculators are subject to eligibility requirements, transaction details and applicable terms. Preliminary information is not a final settlement statement, title commitment or guarantee of closing costs.