Call to Verify
Use a telephone number obtained independently from the email containing the instructions.
FLORIDA EARNEST MONEY DEPOSIT PORTAL
Securely Deliver Your Earnest Money Online
A convenient electronic deposit process for Florida real estate transactions being handled by The Closing Agent.
Use The Closing Agent Secure Earnest Money Portal to electronically deliver the earnest money deposit identified in your purchase agreement. Before submitting funds, confirm the deposit amount, contractual deadline, property address and named escrow holder.
Secure electronic earnest money portal powered by Payload.
SECURE ELECTRONIC DELIVERY
Submit Your Contractual Deposit Through Our Online Portal
The Closing Agent provides buyers with a secure electronic process for delivering earnest money deposits for qualifying real estate transactions.
The portal provides a direct path for submitting the deposit without transmitting payment details through ordinary email.
The purchase agreement—not the website or payment portal—controls the required deposit amount, due date and escrow holder.
Confirm your contract before submitting funds.
Launch Secure Earnest Money Portal
Electronic delivery does not change the deposit amount, escrow holder or contractual deadline stated in the purchase agreement.
UNDERSTANDING YOUR DEPOSIT
What Is an Earnest Money Deposit?
An earnest money deposit, often called an EMD or good-faith deposit, is money delivered in connection with a real estate purchase agreement.
The deposit demonstrates the buyer’s intention to proceed with the transaction and is generally held in escrow until it is applied at closing, returned, released or otherwise disbursed in accordance with the purchase agreement and applicable requirements.
There is no single deposit amount or deadline that applies to every Florida real estate transaction. Those terms are negotiated by the parties and stated in the contract.
REVIEW BEFORE SUBMITTING
Your Purchase Agreement Controls the Deposit
Before opening the portal, review the earnest money section of the purchase agreement.
Missing a contractual delivery deadline or submitting funds to the wrong escrow holder can create significant transaction issues.
Contact your real estate professional, attorney or closing team when any term is unclear.
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Confirm the deposit amount
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Confirm the delivery deadline
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Confirm The Closing Agent is the escrow holder
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Confirm the property address
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Identify any additional deposit requirement
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Retain confirmation of submission
CONFIRM THE ESCROW HOLDER
Do Not Submit Funds if The Closing Agent Is Not Named
The purchase agreement should identify the person or company authorized to hold the earnest money deposit.
Do not use this portal unless The Closing Agent is the escrow holder for your transaction or our team has specifically directed you to use it.
When uncertain, call 407-425-2400 before submitting funds.
FINAL FUNDS FOR CLOSING
Final Closing Funds Must Be Delivered by Wire Transfer
Earnest money is an initial contractual deposit. It is not the same as the remaining amount a buyer may be required to bring to closing.
Final funds required for closing must be sent by wire transfer using verified instructions issued for the specific transaction.
For security reasons, The Closing Agent does not publish general wire instructions on this page.
Obtain or verify wire instructions
407-425-2400
WIRE FRAUD PREVENTION
Never Send Final Funds Based Solely on an Email
Real estate transactions are frequently targeted by criminals who impersonate buyers, sellers, real estate professionals, lenders, attorneys and title companies.
Fraudulent messages may contain real names, property information and transaction details. An email can look authentic even when it is not.
Stop and call a known, independently verified telephone number before initiating any wire transfer.
Review the Wire Fraud AlertQuestion Changes
Treat any change in bank, account number, recipient or timing as a potential fraud attempt.
Do Not Verify by Reply
A criminal may control the compromised email account and confirm the fraudulent information.
Act Immediately
If funds were sent incorrectly, contact the financial institutions and appropriate authorities without delay.
AFTER YOU SUBMIT THE DEPOSIT
Your Transaction Continues Toward Closing
Delivering earnest money is an important early step, but it does not complete the buyer’s contractual obligations.
Inspection, financing, title, association, insurance and closing requirements may still remain.
Continue monitoring all deadlines and respond promptly to requests from your lender, real estate professional and closing team.
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Inspection and due diligence
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Loan application and underwriting
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Title search and examination
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Survey and property review
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Association requirements
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Insurance and lender conditions
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Final settlement figures
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Final wire and signing coordination
CANCELLATIONS AND DEPOSIT DISPUTES
The Escrow Agent Cannot Independently Decide Who Receives the Deposit
When the transaction closes, the earnest money is generally credited according to the settlement statement.
If the contract is cancelled or the parties disagree, release of the deposit depends on the purchase agreement, written instructions, applicable escrow requirements and any required dispute process.
The Closing Agent does not provide legal advice to either party or independently determine contractual rights.
FREQUENTLY ASKED QUESTIONS
Electronic Earnest Money Deposit Questions
What is the secure earnest money portal used for?
The portal is used to electronically submit an earnest money deposit for a real estate transaction being handled by The Closing Agent.
Can I use this portal for my final closing funds?
No. Final funds required for closing must be delivered by wire transfer using verified instructions issued for your specific transaction.
Where can I obtain or verify wire instructions?
Call The Closing Agent at 407-425-2400. Never rely solely on wire instructions received through email.
Does using the portal change my contract deadline?
No. The purchase agreement controls the deposit amount, due date and named escrow holder.
What should I do if The Closing Agent is not named as the escrow holder?
Do not submit funds through this portal until you confirm the correct escrow holder with your real estate professional, attorney or closing team.
How much earnest money should I submit?
Submit only the amount required by the purchase agreement or specifically confirmed by your real estate professional, attorney or closing team.
When is my earnest money due?
The purchase agreement establishes the delivery deadline. Review the contract immediately after acceptance.
Can I use another payment method for earnest money?
This page is designed to facilitate electronic earnest money delivery. For questions regarding an alternate arrangement, call The Closing Agent at 407-425-2400 before the contractual deadline.
Will the deposit be credited at closing?
In a completed purchase, the earnest money deposit is generally credited to the buyer on the settlement statement, subject to the purchase agreement and final closing figures.
Can The Closing Agent advise me about a deposit dispute?
The Closing Agent provides escrow, title and settlement services but does not provide legal advice regarding contractual rights, cancellation, default or entitlement to a disputed deposit.
READY TO SUBMIT YOUR EARNEST MONEY?
Confirm Your Contract and Use the Secure Electronic Portal
This portal is for earnest money deposits only. Final funds required for closing must be delivered by verified wire transfer.
Secure electronic earnest money portal powered by Payload.
Important Escrow and Payment Notice
The electronic portal linked on this page is intended only for earnest money deposits associated with real estate transactions being handled by The Closing Agent.
Final funds required for closing must be delivered by wire transfer using verified instructions issued for the specific transaction.
The amount, timing, treatment, refund, release and potential forfeiture of an earnest money deposit are governed by the purchase agreement, written instructions, applicable law and authorized escrow procedures.
The Closing Agent is a Florida title insurance agency and settlement company. It does not provide legal advice or represent either party in a contractual deposit dispute.
Submitting a deposit electronically does not waive, alter or extend any inspection, financing, cancellation, closing or other contractual deadline.
Never send final closing funds based solely on instructions received by email. Call 407-425-2400 to obtain or verify transaction-specific wire instructions.