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The Closing Agent
We manage your closing, escrow, title examination, communication, document preparation, recording and overall customer experience.
Local Expertise. National Strength.
Why Our Underwriters Matter
When you purchase title insurance through The Closing Agent, you benefit from personalized local service backed by the financial strength and resources of nationally recognized title insurance underwriters.
The Strength Behind Your Policy
Two Important Partners in Every Title Insurance Policy
Many homebuyers and sellers do not realize that two important organizations are involved in issuing a title insurance policy.
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The Title Underwriter
The underwriter stands behind the title insurance policy, providing financial backing, underwriting support and claims resources.
The Closing Agent is your trusted local closing partner.
The underwriter provides the financial strength behind your title
insurance policy.
Understanding Title Insurance
What Is a Title Insurance Underwriter?
A title insurance underwriter is a licensed insurance company that assumes the financial risk associated with issuing title insurance policies.
The Closing Agent performs the title search, examines the public records, coordinates the transaction, works to resolve title issues, manages escrow and conducts the closing. The underwriter supports the policy and provides additional underwriting and claims resources.
An underwriter may provide:
- Financial backing for the title insurance policy
- Underwriting guidance and transaction support
- Claims investigation and administration
- Defense of covered ownership claims
- Payment of covered title insurance claims
- National legal and industry resources
Confidence Beyond Closing Day
Why Financial Strength Matters
Real estate is often one of the largest investments a person or business will make. Title insurance helps protect that investment against certain covered title defects and ownership claims.
Ownership Protection
Title insurance may protect against certain covered claims that challenge your legal ownership of the property.
Claims Resources
A national underwriter provides experienced claims personnel and legal resources when a covered issue arises.
Financial Backing
The policy is supported by the financial resources and claims-paying ability of the issuing underwriter.
Underwriting Expertise
Complex title matters can be reviewed with the support of experienced national underwriting professionals.
The Best of Both Worlds
National Strength. Local Service.
At The Closing Agent, we believe you should not have to choose between personalized service and national resources.
Our clients work directly with experienced local professionals who understand Florida real estate, while the title insurance policy is backed by a nationally recognized underwriter.
Our clients receive:
- Personalized guidance from experienced professionals
- Direct communication throughout the transaction
- Secure technology and escrow procedures
- Residential and commercial closing experience
- Support from nationally recognized underwriters
- More than 35 years of Central Florida experience
Our Underwriting Relationships
Nationally Recognized Underwriting Partners
Depending on the transaction, property, lender requirements and underwriting considerations, title insurance policies may be issued through nationally recognized underwriters, including:
Old Republic National Title Insurance Company
Old Republic Title provides underwriting support and title insurance protection for residential and commercial real estate transactions throughout the United States.
Westcor Land Title Insurance Company
Westcor is a national title insurance underwriter supporting independent title agencies with underwriting expertise, technology and claims resources.
The underwriter used for a particular transaction may depend on the property, transaction type, lender requirements, underwriting guidelines and other relevant considerations.
Your Closing Experience
Your Relationship Remains With The Closing Agent
The underwriter generally works behind the scenes. The Closing Agent remains your primary point of contact and guides the transaction from opening through final policy issuance.
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Title Examination
We examine the public records and identify title requirements.
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Escrow and Coordination
We coordinate funds, documents, lenders and transaction parties.
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Issue Resolution
Our team works to satisfy title requirements before closing.
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Closing
We prepare the closing documents and guide the signing process.
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Recording
We submit eligible documents for recording in the public records.
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Policy Issuance
We issue the final title insurance policy following completion of the closing requirements.
Frequently Asked Questions
Understanding the Underwriting Relationship
Who chooses the title insurance underwriter?
The underwriter may be selected based on the transaction, property, lender requirements, underwriting guidelines and other relevant considerations. The Closing Agent coordinates this process as part of the title and closing services.
Will I work directly with the underwriter?
In most transactions, your direct relationship remains with The Closing Agent. Our team serves as your primary point of contact throughout the title and closing process.
Does the underwriter affect my closing experience?
The Closing Agent continues to manage your communication, escrow, title work and closing. The underwriter primarily provides underwriting guidance and stands behind the title insurance policy.
Is one title underwriter better than another?
Underwriters may have different underwriting guidelines, expertise, systems and transaction requirements. The appropriate underwriter depends on the circumstances of the particular transaction.
What kinds of title problems can occur after closing?
Examples may include certain undisclosed ownership interests, recording errors, forged documents, unknown heirs or other covered title defects. Coverage depends on the terms, conditions, exclusions and exceptions contained in the title insurance policy.
Why Choose The Closing Agent?
Trusted Local Service Backed by National Resources
35+ Years Serving Central Florida
Experienced Title Professionals
Attorney-Founded Experience
Residential and Commercial Closings
Secure Closing Technology
National Underwriting Support
Trusted. Committed. Accurate.
Move Forward With Confidence
Whether you are buying, selling, refinancing, investing or completing a commercial transaction, our experienced team is ready to guide you through every step of the closing process.
Important: Title insurance coverage is subject to the terms, conditions, exclusions and exceptions contained in the issued policy. References to an underwriter do not guarantee that a particular underwriter will be used for every transaction.
Disclaimer: The information provided is not intended to constitute legal advice or create an attorney-client relationship. You should not act on or refrain from acting based on the information provided without first consulting with your legal and/or tax counsel.